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Non conforming loans

  • Product definitions
  • Capitalise LMI
  • Fixed 10-15 years LVR95%
  • Fixed rates LVR90%
  • Fixed rates you pay in advance
  • Fixed rates with redraw LVR90%
  • Lo Doc Loans
  • Money builder loan
  • No on-going fees
  • Non conforming loans
  • Non genuine savings LVR 85-90%
  • Non genuine savings LVR 95%
  • Professional package loans $250,000+ LVR 80%
  • Professional package loans $250,000+ LVR 90%
  • Professional package loans $550,000+ LVR 80%
  • Split Loans

For borrowers who fall outside the Mortgage Insurance and bank guidelines.

Self employed, credit impaired, contract workers and other applicants who do not fit into mainstream products, or borrowers who have reached their exposure with Mortgage Insurance. The lenders differ but will consider some of the following:

 

  • Adverse mortgage arrears or credit impaired history
  • Bankruptcy discharges
  • No limit to consolidating of debts
  • Refinance of business loans
  • Unlimited cash out for worthwhile purchases, ATO debts, working capital etc.

 

View example sheet (pdf, 1.25MB).


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